Online Check Processing: a New Way of Accepting and Sending Payments Online

Now, you do not just rely on cash, debit and credit cards when accepting payments online. You can now be able to accept check payment and do check verification online. The good news is that today, the usual paper check can be converted into an electronic file with the help of an imaging software like the NY check by fax or check by phone software. The electronic check can be sent and received via the internet and can be used to accept and send payments. This makes it more convenient for both merchants and customers to do financial transactions online. Thanks to advanced technology for making this happen.

Why should you consider to accept check payment online?

Based on the latest survey, many American adults refuse to get their credit cards. A good percentage of them do have checking accounts and most of them also prefer to pay with the check than via credit cards. If you only accept credit card payments online, then you might not be able to serve these percentage of potential customers. However, if you do accept check payment, there is a bigger chance that you can earn more customers and you can as well further increase your profit.

How e-check processing works?

The use of electronic checks is now widely acceptable around the globe. The electronic checks can also be utilised in the same manner as the paper check. Although it is possible to facilitate e-check payments online, most of the merchants use online check processing software like the ACH check processing services that helps them to do check verification online. The services also allow merchants to easily and quickly handle funds transfer as well as to manage check payments more efficiently.

E-check processing can easily and instantly be done. For instance, if a customer from anywhere in the United States visit a merchant's online retail store and decide to buy something, he will be asked about the payment method he will use to pay for his purchase. The moment he will click on the buy button, he will automatically be directed to the payment options. Once he clicks on the pay by check option, he will be asked to fill up the online form with the details of his electronic check. The merchant then promptly submit the details to the online check verification processing company. If there is no issue with the check, the payment funds will then be deposited and credited to the bank account of the merchant. And that's it.

How to Receive Your Check Payments Online in 60 Seconds or Less

With a mission of helping businesses to get their check payments in a faster way, SeamlessChex provides an easy to use software that leverages the most advanced security and verification process available in the industry today at straightforward and affordable transparent pricing.

The Process
The online check processing is simple and can be completed in just three essential steps.

1. Verification of Check Details. To do check verification online, you need to enter the check information of your client and our software will do the instant confirmation of your check.
2. Print the Check. The next thing to do is to print the check at home or the office. 
3. Deposit the Check. You can deposit the check in two ways: First is to deposit it instantly using your phone and second is to have it deposited at your local bank. 

Amazing features of SeamlessChex’s check payment service

Real Time Verification
With our real-time verification process, you need not wait for a couple of days to receive notification from the bank regarding some issues on the check. Our online paycheck software will quickly verify your check and will instantly advise you about a bad check if there’s any.

Pay By Check
Our software will allow you to send a link to a blank check to your customers. You can let your customers enter by themselves their check information.

Signature Capture
The signature capture feature of  SeamlessChex allows you to send a check payment link to your client and have them sign it with the use of their computer mouse. This adds another layer of security.

Recurring Billing
We offer a highly flexible recurring billing options. You can choose to pay your bills per day, per week, every other week or per month.

Funds Confirmation
Our advanced online check processing software is capable of running an advanced checking account verification that confirms if your customer has sufficient available funds in their bank account to cover the amount of the check as well as the exact value that you intend to debit.

Cloud Based Interface
We offer the most advanced cloud-based, easy to use and mobile friendly system. You do not need to download any software. Our cloud-based interface is already packed with the most robust and reliable accounting and payment functionality available today.

Bulk Upload of Checks
With our bulk upload of check features, you can upload multiple checks in no time without the need to manually upload each one of them. You just need to add all the essential information to a CSV file, have it uploaded to our system and you’re ready to go.

Reasons For Adaptability Of The Online Check Payment Processing System In Business

Every year a large number of people start a new business. Have you also started a new business? Then, how do you collect the payment from your customers? You might have to face issues in collecting the huge amount that’s really annoying. Sometimes, the manual transaction process and delaying in payment may disturb the whole account. But, every problem has a solution. From the past few years, the check payment processing system has been introduced which is very remunerative in business for receiving large amounts from the clients. As this system allows you to accept check payment online, your transaction process will become quite straightforward.

Since the time, the online check payment processing has been popularized, bountiful entrepreneurs are using it for their day to day processing. As they can receive the amount faster without any delay through the online check processing services, they are very satisfied with it. Additionally, this online payment processing service greatly increases the business productivity and lowers the overall cost of your transaction. The reasons for the adaptability of this system are as below.

Client Satisfaction

With the online check payment processing system, the clients make payment in the way they’re most comfortable; so that, you can have the convenient paying.

Augmentation In Cash Flow

By the online check processing services, the funds are automatically deposited in your account. So now, there’s no need to go to the bank and verify the account. You can see the augmentation in your cash flow at anytime and anywhere.

Complete Verification And Advanced Security

The online check payment processing system uses the real-time verification feature through which the check details filled by the customers are verified instantly and let you know if it finds any wrong or mistaken data or insufficient balance in customer’s account. In this way, you can receive the amount with full security. No matters, how big it is!

Error Free And Time Saving

As this system works flawlessly 24 hours, you can accept check payment anytime and at any place from your clients. Because of the faster procession, you can save your so much precious time.

Decrease Fraud

The quality system always thoroughly checks the data and identifies the patterns that are necessary for a valid transaction. From any professional company, you can get a completely inspected system.

SeamlessChex is a famous and professional company from where you can obtain the powerful online check payment processing system having a variety of advanced feature. You can get an ideal and absolute software for your business. By getting this system from here, for sure you will able to receive the amount faster with full security at 24 hours.

Significance Of Online Check Processing Services For Receiving Payment Faster

In this modern world, so many ways have been invented for making the things faster and more reliable. Electronic check processing is one of these approaches. From the last few years, the electronic check processing system has been more in demand. There are so many business people who use the check processing services to accept the regular check payments from their customers. Such online check processing systems are very profitable for the businesses which have to get payments on the regular basis. If you are a businessman, then you can also use this system to receive payment faster and in a secure way.

What Is Electronic Check Actually?

It is nothing but an electronic form of the paper check. The electronic check works same as the typical check. It is being processed through the ACH (Automated Clearing House) network so; it is quite faster than they manually check processing. Additionally, you can accept check payment at any time from your customers as it works 24x7.

How The Online Check Works?

The online check processing is quite easy and simple. You just have to send a blank link of your check to your customer. The client will fill up all the detail and send it to you. The real-time verification software will check all the details appropriately and make sure that the account has sufficient balance or not. If there would be any mistake, then the software immediately find it out. Furthermore, you can upload multiple checks at onetime.

For this reason, this is a secure way to receiving payment whether it is a big amount or small. You can get the check payment online by phone, fax or even computer. After getting the check online, you can print the check and deposit it into your bank account. These are just basic features of any online check processing system. The extra features depend on the company you choose.

There are several benefits of getting the online check processing services:

1. Cost-effective
2. Easy and simple to use
3. Faster than typical manual check processing
4. More secure and reliable
5. Usable at 24 hours

If you’re looking for this system to accept check payment online from your clients, then do a simple search on the internet. You’ll find many companies offering services for this. But, it is recommended to opt for the one that is credible and renowned.

SeamlessChex is a credible and widely known company offering the excellent check processing services online. The company offers a variety of trusted and quality services that will make your accepting check payment process faster and secure.

A Common Practice: Check by Phone through ACH in USA

In ordinary language what is known as Check by Phone, is a way of depositing a check to your bank account, from a remote location (also known as Remote Deposit) without any requirement of physically delivering the check at your bank branch. This facility is now common in United States. There are various methods available for deposit of checks into a bank account. There are third party service providers who assist with the remote deposit facility, for a minor charge. Some people have confusions that it’s same as Direct Deposit Facility or Online Deposit Facility. But actually it’s different and has nothing to do with these deposit facilities. This is something new and different. Direct Deposit helps an employee to get his weekly earnings directly into his/her bank account. Online Deposit helps a retail bank client to record his check through some online web application provided by the bank. This way the check is posted and later it has to be physically mailed to the bank. This way the customer receives a benefit of access to funds earlier, then the time it takes to get the check cleared. 

However, Check by Phone Software is something different where the customer needs to scan a digital image of the check on his/her computer system, and then send the scanned image to bank for processing. Several banks have developed such remote deposit software which the client needs to use. If you are unable to do it yourself, then you may hire services of some reputed companies like Seamless Chex, which is based in New York, USA. Mostly this service is used by businesses throughout the United States, especially in New York. When you want to get your checks cleared on phone, by hiring the services of companies like Seamless Chex, you will need to deliver information such as Customer/Company Name, 9-Digit Routing Number, Customer/Company Address on Check, Account Number and Agreed Amount. An alternative to Check by Phone is Check by Fax where the client needs to send the information through fax instead of a phone. There may be some minor changes in rules while getting your check cleared through phone in comparison to getting your check cleared by fax. You need to confirm it with the bank or the service provider.

There is one more option still available known as Online Check Processing, also known as Electronic Check Processing or eCheck Payments. With the help of the Electronic Checks you don’t need to go to your bank repeatedly to physically deliver the check(s). Also the processing cost is reduced when you use electronic checks. Repeated trips and reduction in processing costs through the eCheck Payments saves your money. For business purpose this facility is excellent. Your customer only needs to give you their payment details over phone, email or fax; and this is very convenient for you as well as your clients. This payment method is also very safe and secure because the electronic checks are processed through ACH Network, in order to transfer money to your bank account. Even the Check by Phone services uses the ACH Network and that’s also safe and secure. 

Do you see the advantage of technology in the banking sector? It has made people’s life easier than 15-20 years from now. This is no less than a gift for the existing human generation. These facilities work faster, costs less and convenient for doing business with comfort. At any point of time, suppose you face problems in understanding how things work, then you can contact the reputed and genuine companies such as Seamless Chex and their entire team would assist you with your issue. The company is licensed and authorized to deliver financial and banking services to Citizens of United States.

Focus Towards The Important Features Of Check Payment Processing

Now, you do not have to wait for hours in order to opt for checks in the email. With the help of check processing services, you will be able to get all your queries solved without making a fuss. The primary aim is to help businesses to receive check payments in the fastest manner possible, and with the help of easy to use software. The primary aim is to leverage the advanced security and verification structure in the industry, and with the help of simple and transparent pricing strategy. No matter how tough your situation is, you are likely to avail the best result from these solutions of check by phone software values too.

Ways in which it works

Now, after you have come across the check payment processing strategy, you are asked to take help of its working features. There are mainly three simple steps followed for availing the finest result. For the first step, you are asked to verify the details of the check. For that, enter the check information of clients, and the software will verify it quickly. Later, you have to print the check on office or home printer. Finally, deposit the final check through phone or drop it at any of your local bank.

Important features on the go

With state of the art interface, check payment processing is always a reliable software for you to take help of. The interface is well built by some of the leading professionals. They are well acquainted with the points you are looking for, and ready to help you in no time.  There is a simple and robust tool for your help, and the entire team will love the flawless work of your software. apart from the best interface, you will also receive a real time verification, after taking help of this software.

Availing accessibility from anywhere you want

Apart from the points mentioned above, you are asked to take help of check payment processing, ready to help you great accessibility from anywhere you like. All you need to do is just log into your account, and you have the liberty to access emails from anywhere you like, and even if you are on the go. You are free from downloading any software. You just need to pick up your mobile, sign in and you will receive money in your account, without wasting more than few minutes of your time.

Last features for your help

Apart from the points, which have already been mentioned over here, you will come across some of the other leading features from check payment processing software. You will get to see some of the best fund confirmation and with recurring billing, as some of the other plus points available. In case, you are willing to upload a bulk amount of some ready made checks, wait no further and get in touch with the leading experts in no time. Moreover, for the last and final steps, you will also receive the best transactional fee module, as your leading helping hand. The packages are likely to vary in four different solutions. 

How the Check Processing Online is Beneficial to Your Business?

Nearly all people are familiar with the traditional check payment methods. But, at business and industry level, sometimes this traditional methods take time. So that the payment can not be done on time and that is quite impractical. To overcome this problem many business owners do check processing online and therefore they are able to do their transactions on time.

These days, e-commerce businesses are developing more and more. Aside from e-commerce businesses, there are also many other businesses having websites who need day to day transactions in a big amount. Online check processing is also very beneficial to them. People can also use mobile phones for doing online processing.

In the traditional method, we have to go to the bank to deposit the check and then after it is passed for further process of issuing and verifying. This all process is very time consuming. In such time, the particular business or organization has to wait for some days before the payment is transferred by the particular bank. Delay in payment is absolutely wrong. Sometimes, it may also happen that the business lose the deal because of late payment. While through this online processing you can pay by check online at anytime from any place. And the benefit is that the check is verified immediately. Using this process they can always make their payment on time to time basis.

Although, this online processing system is easier and faster many businesses or companies do not use it for check processing online as they have not a clear idea about using it. Those people can contact any company that provides software for this type of processing. There are so many companies that offer services for processing the check online. These types of companies also allow payment with credit cards.

If you are thinking that how to find these types of company, simply search on the internet by typing online check processing, you will get a list of companies related to these services. See all the services and facilities offered by every company and choose the one which is the best convenient to you. Of course, the price will also be diverse of every company. You can select any one company that gives the best services at the best prices.

The main goal of the online processing system for check payment is that you can easily pay by check online. Rather this, you can also get many other services related to it. If your business is widely spread and day to day transaction is done of a large amount, then this processing is quite suitable for your business.